This situation doesn’t happen very often, but it does happen; Home owners find themselves owing more than their home is worth!! First let’s just admit, you can’t always plan for it! If your local real estate market is hot, or mortgage interest rates are low, it can very be tempting Read more…
Whether you are getting your first mortgage, refinancing an existing mortgage, or getting a new mortgage on a new property, your credit score is a very important factor in your application!
That’s why it is important to know what your credit score is, and how you get, and keep, a good credit score!(more…)
Choosing between taking a fixed rate or variable rate mortgage option is a decision every mortgage holder must make!
This decision requires multiple factors to be taken into consideration. Below I will outline some of the things a borrower should consider before choosing which type of mortgage term is right for them.(more…)
A home equity lines of credit (HELOC) is an option available to home owners that allows them to leverage the equity they have built up in their homes.
When you apply for this type of loan, you can choose to receive a lump sum of cash to use as you please (Full amount or partial), or borrow the sum over time to use as you please.(more…)