First-Time Buyer
What do you do With a Mortgage Pre-Approval?
You’ve been told you should obtain a pre-approval before doing a home search, but why?
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Equity Take-Out
Your Home is worth less than your Mortgage… Now what?
This situation doesn’t happen very often, but it does happen; Home owners find themselves owing more than their home is worth!! First let’s just admit, you can’t always plan for it! If your local real estate market is hot, or mortgage interest rates are low, it can very be tempting Read more…
First-Time Buyer
Can I get a Mortgage after a Consumer Proposal?
You’ve had to enter into a consumer proposal, but now you may be asking yourself, how does this impact my home financing options?
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Equity Take-Out
Life Insurance vs. Mortgage Insurance
When you obtain a mortgage the lender may suggest that you take out Mortgage Insurance (also known as Creditor Life Insurance). Many people chose not to take it, but they also don’t have Life Insurance, and this is problematic as you should definitely have one or the other! So let me explain what they are so you can make the right decision.
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Equity Take-Out
How to Become a Private Mortgage Lender
Private lenders have always had their niche market. Traditionally, those using private lenders were individuals who are purchasing properties that are unique and don’t meet traditional lending guidelines (eg., Tiny home), who have bad credit, can’t prove their income, new to Canada and more.
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Equity Take-Out
Why use a Mortgage Agent?
Whether you are looking to buy your first home, renew your mortgage, refinance, or buy a second home, a Mortgage Agent can get you the best option for you and save you Money!
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