First-Time Buyer
Ramifications of a Bidding War!
So you are buying a home, and there are multiple offers, what is your best course of action?
(more…)
Equity Take-Out
Your Home is worth less than your Mortgage… Now what?
This situation doesn’t happen very often, but it does happen; Home owners find themselves owing more than their home is worth!! First let’s just admit, you can’t always plan for it! If your local real estate market is hot, or mortgage interest rates are low, it can very be tempting Read more…
First-Time Buyer
Credit Lessons to Teach the Youth in your Life!
As we grow up, we learn lessons through our mistakes, and the mistakes of those in our lives. The best thing we can do with those lessons is to grow from them, and to teach those younger than us so that they can avoid them! So why do I, a Read more…
Equity Take-Out
Documents required for all Mortgage Applications
The mortgage application process can be stressful. To make the process quicker and smoother, it is best to have most of your documents organized up front.
(more…)
First-Time Buyer
Can I get a Mortgage after a Consumer Proposal?
You’ve had to enter into a consumer proposal, but now you may be asking yourself, how does this impact my home financing options?
(more…)
First-Time Buyer
Credit Bureau Reports
Whether you are getting your first mortgage, refinancing an existing mortgage, or getting a new mortgage on a new property, your credit score is a very important factor in your application!
That’s why it is important to know what your credit score is, and how you get, and keep, a good credit score!
(more…)