First-Time Buyer
What do you do With a Mortgage Pre-Approval?
You’ve been told you should obtain a pre-approval before doing a home search, but why?
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First-Time Buyer
Why you should get a Mortgage Pre-Approval!
So you are ready to buy your first home, now what? Your first step should definitely be to obtain a mortgage pre-approval, but don’t get that confused with a “Pre-Qualification”.
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Equity Take-Out
What to Avoid when Applying for a Mortgage
The following is a list of items you want to avoid doing when you are starting the process of applying for a mortgage.
1. Don’t apply for any new credit; Applying for credit will lower your credit score. You will lose a few points off of your rate and will also potentially change your borrowing ratios.
Equity Take-Out
Debt Consolidation
For many people, carrying debt on high interest credit cards, student loans, car loans or personal loans is a reality. But it doesn’t have to be. (more…)
First-Time Buyer
First Time Home Buyer Grants
The great news for first-time buyers is that the government has various grants that you can take advantage of. If you are buying a home for the first time, here are some of the grants that could be available to you; (more…)
First-Time Buyer
Self-Employed Borrowers
Being self-employed or a business owner means that you have a different set of guidelines for obtaining mortgage funds. Due to write-offs a lot of us show less income on our final government documents then we actually made; this can make your mortgage application and approval more complicated. (more…)